Up to 10× cheaper than your bank.
Multi-Currency Accounts

Receive funds globally
in 26 currencies

Get dedicated local account details in 26 currencies. Funds land as-is — no bank converting them on arrival and taking a spread you never agreed to.

  • Receive via SEPA, FPS, ACH, NPP and other local rails — at local speed
  • Zero inbound FX fees — funds land in the originating currency, always
  • Manage all 26 balances from one dashboard, with live conversion rates

Local account details for every major market

Your partners and platforms see a local account — so payments arrive faster, cheaper, and without FX friction on their end.

GBP flag
GBP Account
United Kingdom
Local
Payment rails
FPS (Faster Payments)BACSCHAPS
IBAN + Sort Code
EUR flag
EUR Account
Eurozone (35 countries)
Local
Payment rails
SEPA Credit TransferSEPA InstantTARGET2
IBAN + BIC
USD flag
USD Account
United States
Local
Payment rails
ACHFedwireSWIFT
Routing + Account #
AUD flag
AUD Account
Australia
Local
Payment rails
NPP (PayID)Direct EntrySWIFT
BSB + Account #
SGD flag
SGD Account
Singapore
Local
Payment rails
FASTPayNowSWIFT
IBAN + BIC
CAD flag
CAD Account
Canada
Local
Payment rails
EFT / InteracSWIFT
Transit + Institution #
26
Receivable currencies
170+
Countries reached
7
Local payment rails
0%
FX fees on inbound funds

Access the currency accounts you need

End your search for foreign currency accounts. Get account details in multiple currencies and avoid the hassles that come with traditional banks.

International account details

Receive international payments in 26 currencies. Do business globally with access to international routes via your multi-currency account.

International currency accounts

AED flag
AED
AUD flag
AUD
BGN flag
BGN
BHD flag
BHD
CAD flag
CAD
CHF flag
CHF
CNY flag
CNY
DKK flag
DKK
EUR flag
EUR
GBP flag
GBP
HKD flag
HKD
HUF flag
HUF
ILS flag
ILS
JPY flag
JPY
MXN flag
MXN
NOK flag
NOK
NZD flag
NZD
PLN flag
PLN
RON flag
RON
SAR flag
SAR
SEK flag
SEK
SGD flag
SGD
THB flag
THB
TRY flag
TRY
USD flag
USD
ZAR flag
ZAR

Up and running in minutes

No branch visits. No weeks of waiting. Open your multi-currency account online and start receiving funds the same day.

01
Open your account

Get verified online in minutes. No setup fees. Once approved, your multi-currency wallet is live with all 26 currencies ready.

02
Share local account details
03
Receive funds like a local
04
Convert when it suits you
Account verification
Certificate of IncorporationVerified
Director ID documentsVerified
Business address proofVerified

Everything you need for global treasury

Capra's multi-currency accounts are built for e-commerce operators managing complex, multi-market cash flows.

Local account details in every currency

Receive payments like a local business. Get dedicated IBAN, ACH routing numbers, BSB codes, and SWIFT details for each currency — so overseas customers and partners pay you without any FX conversion.

  • GBP IBAN for UK suppliers
  • EUR IBAN with SEPA
  • USD ACH + wire routing
  • AUD BSB for ANZ markets
  • SGD FAST for APAC

No conversion on inbound funds

When you receive USD, it stays USD. When you receive EUR, it stays EUR. Capra never auto-converts inbound payments — you choose when and how much to convert, at your rate.

  • Funds land in the originating currency
  • You control the conversion timing
  • No surprise FX charges on receipts
  • Lock rates before converting
  • Full audit trail of every conversion

Real-time balance dashboard

See every currency balance in one unified view. Compare equivalent values in your home currency, set low-balance alerts, and manage treasury across your whole business — without switching accounts.

  • Live balance in 26 currencies
  • Home-currency equivalent view
  • Low-balance email alerts
  • Role-based access for finance teams
  • Export statements in CSV or PDF

Sweep rules & auto-FX

Set thresholds so funds automatically sweep from one currency to another when balances hit your targets. Automate your treasury policy without manual intervention.

  • Balance-triggered currency sweeps
  • Custom threshold rules per currency
  • API-driven conversion workflows
  • Supports forward contracts
  • Full sweep history and logs

Syncs with your accounting stack

Every transaction — including the FX rate applied — flows directly into Xero, QuickBooks, or NetSuite. No manual reconciliation, no spreadsheet gymnastics.

Xero
Auto-reconcile multi-currency transactions with correct FX rates
QuickBooks
Sync payments, conversions, and balances in real time
NetSuite
Full ERP integration via REST API for enterprise workflows
MYOB
Reconcile AUD and foreign-currency supplier payments automatically
get-balances.ts
// Fetch all currency balances
const balances = await capra.accounts.listBalances();
// → Response
{
accounts: [
{ currency: 'USD', balance: 41200.00, status: 'active' }
{ currency: 'EUR', balance: 18950.00, status: 'active' }
{ currency: 'GBP', balance: 12480.00, status: 'active' }
// + 37 more currency accounts
]
}

Start holding money
where it belongs

Open your multi-currency account today. No setup fees, no monthly charges — pay only when you transact.