Put idle balances
to work for you
Earn competitive returns on USD, GBP, and EUR balances held in your Capra wallet — without moving money to a separate account. From 0.85% liquid, up to 4.25% AER on 90-day terms.
- Earn on balances you're already holding
- Guaranteed rate locked at activation
- No fees — keep every basis point
4.25%
Max AER (90-day)
GBP Boost
5.75%
Max AER (extended)
6–12 month term
3
Currencies supported
USD · GBP · EUR
$0
Fees on earnings
Keep every basis point
Unlock the full power of your funds
E-commerce businesses hold significant currency balances between payouts and supplier payments. Capra Balance Boosts turns that idle float into compounding returns.
Competitive, guaranteed rates
Unlike variable savings accounts, your Boost rate is locked in at activation. No surprises, no rate-chasing — just steady returns.
Principal always protected
Your balance is held in a segregated Tier-1 bank account. Capra cannot access or use your principal for its own operations.
No operational friction
Activate Balance Boosts from your dashboard in seconds. Interest is credited monthly to your standard wallet — no transfers, no paperwork.
Current rates
Rates are guaranteed at the time of activation. Extended-term rates locked until maturity.
USD
US Dollar
GBP
British Pound
EUR
Euro
Choose your term
All Capra wallets earn by default. Opt into a longer term to unlock higher guaranteed rates.
| Feature | Standard Wallet | MOST POPULARBoost (90-day) | Extended Boost |
|---|---|---|---|
| Interest rate | 0.85% AER | Up to 4.25% AER | Up to 5.75% AER |
| Lock-up term | Fully liquid | 90-day lock-up | 6 or 12 months |
| Minimum balance | No minimum | No minimum | $100k equivalent |
| Renewal | Always accessible | Auto-renew available | Fixed until maturity |
| Fees | None | None | None |
How it works
From funded wallet to earning interest in four simple steps.
Wallet balances
Security & fund safety
Tier-1 custodian bank
Funds held with HSBC
Segregated accounts
Separate from Capra ops
FCA-regulated
Electronic money institution
No fees on returns
Zero charges on interest
Common questions
Everything you need to know before activating Balance Boosts.
Start earning on your balances today
Open a Capra account in minutes and activate Balance Boosts on your first deposit. No minimum, no fees, no friction.